Maureen Smith, a researcher at Northwestern University, explains that health insurance companies are prevented by law from discriminating against you base on your genetic test results. However, the same law does not apply to long-term disability insurance or to life insurance. As such, she recommends that before undergoing genetic testing, an individuals should think about the life and long-term disability insurance they have in place.
Testing and Insurance Concerns
Can Health Insurance Companies Use Genetic Test Results Against Me?
Do Genetic Test Results Affect My Health Insurance Coverage?
Dr. Ingrid Holm explains that, by law, health insurance companies cannot discriminate against you based on your genetic test results. However, the same law does not apply to life insurance and disability insurance.