Maureen Smith, a researcher at Northwestern University, explains that health insurance companies are prevented by law from discriminating against you base on your genetic test results. However, the same law does not apply to long-term disability insurance or to life insurance. As such, she recommends that before undergoing genetic testing, an individuals should think about the life and long-term disability insurance they have in place.
Dr. Ingrid Holm, a researcher at Boston Children's Hospital, explains that, by law, health insurance companies cannot discriminate against you based on your genetic test results. However, the same law does not apply to life insurance and disability insurance.